One of the largest investments most people will make during their lifetime is in their home. That is why it makes sense to protect this sizable financial investment with a comprehensive homeowners plan that offers the protection only experienced insurance professionals can provide.
We can help with the Basic Protection you need for:
- Your home
- Other buildings or structures on your property
- Your personal belongings (e.g. furniture, clothing, appliances, etc.)
- Additional living expenses
- Your personal legal liability Special features you can choose for additional security include:
- Home Replacement Guarantee
- Replacement Cost on Contents
- Additional Coverage Form
It is imperative you maintain the proper coverage to protect yourself from the ever present danger of large automobile liability awards. If you have any doubts about the level of coverage that’s right for you, we can help pinpoint the coverages best suited to your needs.
We offer Compulsory Auto Policy Coverage for:
- Bodily Injury to Others
- Personal Injury Protection
- Bodily Injury Caused by Uninsured Auto
- Damage to Someone else’s Property
Optional Coverages include:
- Optional Bodily Injury to Others
- Medical Payments
- Collision
- Comprehensive
- Substitute Transportation
- Towing and Labor
- Bodily Injury Caused by an Uninsured Auto
Homeowners insurance specifically excludes the peril of flood. In order to protect your home properly, you should purchase a flood insurance policy for your home and the contents whether you are in a flood zone or not.
Personal Umbrella insurance provides additional liability coverage beyond your homeowner or automobile policy liability limits, with coverage available in increments of $1,000,000.